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With over 90% of Americans now under a shelter-in-place order, many experts are warning that the American economy is heading toward a recession, if it’s not in one already. What does that mean to the residential real estate market?
If you’re a homeowner and you’ve decided to stay put, should you refi?
Conventional wisdom says if you plan on staying put for a while and save enough to pay off the cost of refinancing within 18 months, and you can drop at least .5%, refinancing makes sense. Lisa and I just refinanced our primary residence and dropped a whole 1%! We’re going to be saving $332/mo which we will be putting back into the mortgage to pay it off 7 years sooner! If this interests you, you can get the process started AND when the time looks right, you can lock your rate. That’s what we did.
While many of us are rightfully concerned about our personal health and safety and that of our families, we are also concerned about our financial health as well. Most reading this has lived through the financial and housing crisis of 2008 and are concerned about a repeat of that crisis. I am not an economist, and these are unprecedented times, but I have dug up some pretty encouraging news that I'd like to share with you about why this time isn't like the last time and let history will give us hope.
View MoreNo doubt you are getting bombarded with information and emails from every corporation that you’ve ever dealt with and how they are responding to the COVID-19 situation. Funny post I saw on Facebook
Humor is a good way to cope. And, yet these are uncertain times causing people anxiety. Many people are asking me what is going on with real estate. How has it been impacted? News, just as the virus, is changing rapidly. And, just as you would expect; and not I, nor anyone, has a crystal ball. Many people are worried about a repeat of the 2008 housing crash, but I have some good news on that front in my next email.
Happy New Year! We want to thank you for making 2018 a great year for us personally and professionally.
Today is the first page of a 365 day book. And, today, we're writing the story of what we hope is a great love story. Love of work, love of play and love of our circle. This year, we are looking to bring you more value and on a regular basis. Every month, we're going to carefully curate some tips, tricks, design and health ideas for you and your home. Enjoy being ----------
Happy...
I don't know about you, but I love Top 10 lists if they are done well. I'm starting with Oakbrook Lakewood, WA because I have lived here for 8 years. We are deeply invested in this community as we have started and maintained community beautification projects throughout those 10 years.
View MoreYou never have a second chance to make a first impression.
With the gaining popularity of reality TV shows like Fixer Upper, Million Dollar Listing and Flip or Flop, many buyers have elevated expectations for their home shopping experience. A clean, well staged home can make a home more appealing and therefore more sellable. It can also help offset some unappealing areas of a home by helping the buyer see the home in its best light. This gives the appearance that the home has been well cared for and that translates into the perception of the home's value.
View MoreBuying a new home may seem simple (find it and buy it), but in reality, there are many steps and possible hurdles to overcome in the process. Making it from pre-qualification to move in requires a team effort. This article helps you know what to expect during the total buying process from the moment you talk to your lender, to the moment your offer is accepted to the day you get the keys to your new home.
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A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
